Simple explanations of personal finance, investing, and money.
Understanding property insurance today means more than memorizing a few definitions or comparing a couple of quotes. Between shifting climate risks, new underwriting technologies powered by AI, evolving policy forms, and a marketplace that...
Choosing the right homeowners or property insurance policy isn’t just about limits and coverages — the deductible structure you select can reshape your premiums, impact your financial preparedness after a loss, and even influence...
Property insurance can feel like a maze of terms, exclusions, and options — but at its heart it exists to transfer financial risk when your home, building, or belongings are damaged or destroyed. Whether...
Auto insurance can feel like a maze of jargon, exclusions, deductibles and premium quotes. Whether you’re buying your first policy, managing coverage for a family, recovering from a ticket or accident, or simply trying...
Navigating health insurance can feel overwhelming when life changes—getting married, losing a job, welcoming a baby, moving to another state, gaining citizenship, or retiring early. Each event often triggers different enrollment options, deadlines, and...
Living on a coast, in wildfire-prone terrain, or near an active fault line brings rewards—views, lifestyle, and investment potential—but it also brings insurance complexity. If your home sits in a high-risk area, property insurance...
Tiny homes blur the line between traditional residences, mobile dwellings, and alternative lifestyle choices — and that makes insurance for them uniquely complex. Whether you live in a backyard tiny house on a foundation,...
If you drive for Uber, Lyft, DoorDash, Instacart or any other rideshare or delivery service, your personal auto insurance policy probably doesn’t give you everything you need. The gig economy creates coverage gaps that...