Simple explanations of personal finance, investing, and money.
Choosing between freelancing and a side hustle can feel like picking between two similar doors that lead to very different rooms. Both offer extra income, flexibility, and opportunities to build skills—but they differ in...
Choosing between actively managed funds and index funds is one of the first decisions many new investors face. Both vehicles pool money from many investors to buy a diversified portfolio of securities, but they...
Choosing between cash and credit feels simple on the surface — one is physical money you hand over, the other is a line of borrowing tied to a card. But for practical budgeting, safety,...
Deciding whether to rent or buy a home is one of the biggest financial and lifestyle choices most people face. The decision affects monthly budgets, tax situations, mobility, and—over time—your household net worth. There’s...
Deciding where to park your cash matters more than it sounds. Two of the simplest, safest options are certificates of deposit (CDs) and savings accounts. Both keep money secure and often provide FDIC protection,...
For independent professionals, freelancers, and small-business owners, choosing the right retirement vehicle can feel like navigating a maze. Two of the most common options are the Solo 401(k) (also called a self-employed 401(k)) and...
Understanding the difference between secured and unsecured credit cards is one of the simplest — and smartest — steps you can take toward healthier credit. Whether you’re starting from scratch, recovering from past credit...
Choosing how to invest your money is one of the most consequential financial decisions you’ll make. For beginners, the choice often comes down to two broad paths: managing investments yourself (DIY investing) or handing...
Deciding whether to lease or buy a car is more than a financial calculation — it’s a choice about lifestyle, risk tolerance, and how you plan to use a vehicle over time. Both options...
More ways to pay mean more choices — and more decisions to make. Two popular options that surface in stores and checkout pages are Buy Now, Pay Later (BNPL) services and traditional credit cards....